If you like to travel, an airline credit card could be a good financial decision. But which one is best? This guide will help you decide by comparing the rewards and fees of eight major airline credit cards.
American Airlines AAdvantage MileUp℠ Card
The American Airlines AAdvantage MileUp℠ Card is perfect for the loyal American Airlines customer. The card has no annual fee and you can earn double miles on all purchases with your card when you use your miles to book travel directly with American Airlines. You’ll also receive one AAdvantage mile for every $1 spent on other purchases.
When you spend $30,000 on the card in a calendar year, you’ll be rewarded with a companion certificate that can be used for domestic flights (within the contiguous United States).
Capital One Venture Rewards Credit Card
Capital One Venture Rewards Credit Card
The Capital One Venture Rewards Credit Card is one of the best airline credit cards on the market because it offers a ton of value for just $95. You get 25,000 miles (worth $250 in travel) after spending just $3,000 within the first three months. The miles you earn are worth 1.25 cents each when redeemed for travel—and they never expire. If you’re looking for an easy way to earn free miles and points, this is it!
Capital One® Spark® Miles for Business
Capital One® Spark® Miles for Business is a good option if you’re an American business owner. It has no foreign transaction fees and earns one mile per $1 spent on all purchases. You can earn 2 miles per $1 spent at office supply stores, on cellular telephone or landline, or at gas stations.
The signup bonus is not bad at 50,000 miles after spending $4,500 within the first three months of account opening. If you want to take advantage of this offer, it’s best to get the card first and then apply for a small business credit line with Capital One after you’ve received your card in the mail (you can request that they send it). This way, you won’t have any trouble getting approved for both because Capital One will have already checked your creditworthiness when approving the card application.
United Explorer Card
The United Explorer Card is a great option for anyone who is loyal to United Airlines.
The card has no annual fee and offers up to 10,000 bonus miles after spending $500 during the first 3 months.
You’ll get 2 miles per $1 spent on United Airlines purchases and 1 mile per $1 spent on all other purchases- which travel card is best.
United℠ TravelBank Card
The United℠ TravelBank Card is a smart choice for anyone who wants to get away on a moment’s notice. There are no blackout dates, change fees, cancellation fees or baggage fees—just you and the open skies! This card offers a $150 annual travel credit and 1.5% cash back. You can use your rewards to purchase future flights with United Airlines or to get frequent flyer miles towards future flights with other airlines through the MileagePlus program.
The card has no foreign transaction fees so it’s ideal for travelers who spend time overseas as well as those who frequently make purchases in U.S dollars (or other currencies) when abroad. The annual fee is waived for the first year but then goes up to $95 after that—a small price tag considering all of the perks this card offers!
The Frontier Airlines World Mastercard®
The Frontier Airlines World Mastercard® is the best airline credit card for you if you’re looking to travel internationally. You can use it to book flights around the world, earn miles on your everyday purchases, and take advantage of a ton of other perks that make this card worth its weight in miles. Here are just some of the reasons why we think it’s so great:
- No foreign transaction fees (something most other cards charge)
- No annual fee (you won’t pay anything extra for having this card)
- No blackout dates (nowhere will be off limits!)
- No baggage fees (you can bring as much luggage as you want!)
Southwest Rapid Rewards® Premier Credit Card
The Southwest Rapid Rewards® Premier Credit Card offers a lot of value to frequent flyers. It has no foreign transaction fees, no blackout dates, and no change fees. You can also earn 3,000 points after your first purchase, an extra 6 points per dollar spent on Southwest flights and hotel stays booked through the airline and 1 point for every dollar spent elsewhere- which travel card is best.
There is no annual fee for this card—a major bonus in our book! And the rewards are easy to redeem as well: You can either send them in-flight or apply them toward your next flight or hotel stay at any time. The only downside? If you don’t fly often enough or spend enough money with the airline itself (which may not be practical), then it might not be worth getting this card just for its perks alone—especially if you don’t live near one of their destinations where you could use your rewards immediately anyway!
If you like to travel, an airline credit card could be a good financial decision.
If you’re a frequent traveler, an airline credit card could be a smart financial decision if you use it wisely. Airline credit cards offer rewards for travel purchases, including:
- Frequent flier miles that can be redeemed for free flights (and other perks)
- Discounted fares on the airlines’ own websites and through their call centers
- Priority boarding on flights (a must if you fly frequently!)
The best part is that these benefits can be used even after the initial signup bonus period has expired, so long as you continue to use your credit card responsibly.
With so many options to choose from, it can be difficult to know which airline credit card is the best option for you. We hope that this post has helped you make an informed decision on which card will provide the most benefits based on your lifestyle and travel needs.