If you’re new to the world of rewards credit cards, the Chase Sapphire Preferred® Card might not be the first one that comes to mind. But this card can help you earn free travel from day one—and in just a few years, you could be traveling in luxury.

A credit card that offers flexibility, convenience and rewards

The Chase Sapphire Preferred is the best credit card for people who prefer to travel in style. The flexible points system lets you use your rewards to book flights, hotels and other travel expenses with no blackout dates or restrictions. Plus, there are no annual fees or foreign transaction fees — something that can’t be said about most other luxury travel cards out there. This card was designed for those who want to get more out of their purchases by earning 2X points on dining and travel (and 1 point per dollar elsewhere), plus additional bonus rewards when using their card abroad- travel credit cards.

Flexible points system

You can also use points to book travel through the Chase Travel Portal, which allows you to save on flights, hotels, car rentals, and vacation packages. You’ll earn 1 point per dollar spent on all purchases with your Sapphire Preferred card. Plus, there are no blackout dates or restrictions when using this portal.

You can also redeem points for cash back at a 1:1 rate (read: $1 for every one point redeemed), gift cards from retailers like Amazon and Nike that have no expiration dates or fees; select merchandise from merchants like Macy’s; or donations to charity such as World Wildlife Fund and Save the Children. In addition, there are an endless amount of ways you can use Sapphire Preferred rewards dollars by redeeming them through Chase’s Ultimate Rewards program (more on that below).

The card you’ve always wanted

You’ve always wanted the best credit card for luxury purchases, but nothing from your bank has ever seemed to fit the bill. Until now. Introducing the Chase Sapphire Preferred Card: a flexible points system that allows you to earn rewards in any way you want. It offers convenience, too—with no annual fee or foreign transaction fees and an easy application process that doesn’t require a hard pull on your credit report!

And this is just scratching the surface of why we believe this card is worth every penny (and then some)- travel credit cards.

You can afford your luxury purchases with a little help from the Chase Sapphire Preferred.

The Chase Sapphire Preferred is a great option for anyone who’s looking to purchase luxury items. It has rewards that you can use on high-end purchases like jewelry, designer clothing or even cruises and vacations. You’ll also be able to make use of the card’s flexibility in case you need to transfer your rewards points between cards or if your credit limit is too low to cover large purchases. And finally, the card comes with a concierge service that will help you book travel reservations and make other arrangements free of charge- travel credit cards.

If you want to make your luxury purchases easier and more affordable, then the Chase Sapphire Preferred is the card for you. With this card, you can get rewards points on all of your purchases, including those made at luxury retailers. You don’t even have to worry about paying off interest because there isn’t any! The annual fee may seem expensive at $95, but considering everything that comes with it—including no foreign transaction fees and cell phone protection—it might just be worth it.